Car Loan – Drive Your Dream Car
Whether you’re planning to purchase a new or pre-owned car, a suitable car loan can help you manage the cost with convenient financing options. Get professional guidance to explore car loan solutions based on the vehicle, your income, eligibility, credit profile, and repayment capacity.
Loan Amount
₹2 Lakh – ₹50 Lakh+
Interest Rate
Starting from 8% p.a.
Tenure
Up to 7 Years
* Loan amount, interest rate and tenure are subject to lender eligibility, applicant profile, vehicle type, credit assessment and applicable terms & conditions.
Car Loan – Drive Your Dream Car
Get professional guidance to explore car loan solutions based on the vehicle, your income, eligibility, credit profile, and repayment capacity.
Loan Amount
₹2 Lakh – ₹50 Lakh+
Interest Rate
Starting from 8% p.a.
Tenure
Up to 7 Years
* Loan amount, interest rate and tenure are subject to lender eligibility, applicant profile, vehicle type, credit assessment and applicable terms & conditions.
Trust with Confidence
10+ Years
Experience You Can Trust
20+ Products
Insurance & Investment Solutions
Pan-India
Financial Assistance
End-to-End
Expert Guidance & Support
Car Loan Overview
Financing Solutions Designed for Your Car Purchase
Car loans are financing options designed to help individuals purchase a new or pre-owned car. Whether you are buying a car for personal use, family needs, or daily travel, suitable financing can help you manage the purchase cost through structured repayment options.
At Swasthik Capitals, we help customers explore suitable car loan options based on their vehicle choice, income, eligibility, credit profile, and repayment capacity. From understanding loan options and documentation to application support, our goal is to make the car financing process simpler and more convenient.
Car Loans
Drive Your Dream Car with Confidence
Get suitable new car loan solutions to finance the purchase of your preferred vehicle. Whether you are buying a car for daily travel, family needs, or personal use, suitable financing can help you manage the purchase cost with convenient repayment options.
- 🚗 New Car Purchase – Finance the purchase of a new car from an eligible dealer.
- 💰 Suitable Financing – Explore loan options based on your income, eligibility, and vehicle value.
- 📅 Flexible Repayment – Choose suitable repayment options based on your financial capacity.
- 👨👩👧 Family & Personal Use – Get a car for everyday travel, family needs, and personal mobility.
- 📄 Application Support – Get guidance with documentation, eligibility, and the car loan application process.
Drive Home a Quality Pre-Owned Car
Get suitable used car loan solutions to finance the purchase of a pre-owned vehicle. Whether you are looking for a reliable family car, daily commuter, or second-hand vehicle, suitable financing can help you manage the purchase cost with convenient repayment options.
- 🚗 Used Car Purchase – Finance the purchase of an eligible pre-owned car.
- 🔍 Vehicle Choice – Choose a vehicle that fits your needs and budget.
- 💰 Suitable Financing – Explore loan options based on your income, eligibility, and vehicle value.
- 📅 Flexible Repayment – Select suitable repayment options based on your financial capacity.
- 📄 Application Support – Get guidance with documentation, eligibility, vehicle details, and the loan application process.
Reduce Your Car Loan Burden
Car loan refinancing allows eligible borrowers to explore a new financing arrangement for an existing car loan. It may help you manage your monthly payments, explore suitable interest rates, or restructure your repayment based on your current financial situation.
- 🔄 Refinance Existing Loan – Explore options to refinance an eligible existing car loan.
- 💰 Manage Monthly Payments – Choose a repayment structure that suits your current financial capacity.
- 📉 Explore Suitable Rates – Compare available financing options based on your eligibility and credit profile.
- 📅 Flexible Tenure Options – Explore suitable repayment tenures based on lender terms.
- 📄 Refinancing Support – Get guidance with eligibility, documentation, outstanding loan details, and the refinancing application process.
FAQ
1. What types of car loans are available?
Swasthik Capitals provides guidance on New Car Loans, Used Car Loans, and Car Loan Refinancing, subject to lender eligibility and applicable terms.
2. What is a New Car Loan?
A New Car Loan is financing designed to help eligible borrowers purchase a new vehicle from an authorized dealer, subject to lender requirements.
3. What is a Used Car Loan?
A Used Car Loan helps eligible borrowers finance the purchase of a pre-owned vehicle. Loan eligibility and terms may depend on the vehicle's age, value, condition, and lender policies.
4. What is Car Loan Refinancing?
Car Loan Refinancing involves replacing or restructuring an existing car loan through a new financing arrangement, subject to lender approval and eligibility.
5. Who can apply for a car loan?
Salaried individuals, self-employed professionals, business owners, and other eligible applicants may apply, subject to the lender's income, credit, and eligibility criteria.
6. How much car loan can I get?
The loan amount depends on factors such as vehicle value, income, credit profile, repayment capacity, down payment, and lender policies.
7. What documents are required for a car loan?
Common documents may include identity and address proof, income proof, bank statements, employment or business documents, and vehicle-related documents. Requirements vary by lender.
8. Can I refinance my existing car loan?
Yes, eligible borrowers can explore refinancing options for an existing car loan. Approval depends on factors such as repayment history, outstanding balance, credit profile, and lender criteria.
9. Can I get a loan for a second-hand car?
Yes, eligible borrowers may obtain financing for a pre-owned car, subject to the vehicle's age, valuation, condition, and lender requirements.
10. How can Swasthik Capitals help with car loans?
Swasthik Capitals can help you explore suitable options for new car purchases, used car purchases, and car loan refinancing, including guidance on eligibility, documentation, financing options, and the application process.
