NRI Loans – Finance Your Dreams in India
Whether you’re planning to buy a home, invest in property, grow a business, or fund a major purchase in India, our NRI loan solutions help make financing simpler and more convenient.
Loan Amount
₹5 Lakh – ₹5 Crore+
Interest Rate
Starting from 7.25% p.a.
Tenure
Up to 30 Years
* Loan amount, interest rate and tenure are subject to lender eligibility, applicant profile and applicable terms & conditions.
NRI Loans Making Your India Dreams Possible
Our NRI loan solutions help make financing simpler and more convenient.
Loan Amount
₹5 Lakh – ₹5 Crore+
Interest Rate
Starting from 7.25% p.a.
Tenure
Up to 30 Years
* Loan amount, interest rate and tenure are subject to lender eligibility, applicant profile and applicable terms & conditions.
Trust with Confidence
10+ Years
Experience You Can Trust
20+ Products
Insurance & Investment Solutions
Pan-India
Financial Assistance
End-to-End
Expert Guidance & Support
NRI Loan Overview
Loan Solutions Designed for Your Needs in India
NRI loans are financing options designed for Non-Resident Indians (NRIs) who want to meet their financial goals in India. Whether you are planning to buy a home, purchase land, buy a car, support your family, fund education, or expand a business, suitable loan options can help you manage these plans while living abroad.
At Swasthik Capitals, we help NRIs explore suitable loan options based on their requirements, income, eligibility, and financial profile. From understanding loan options and documentation to application support, our goal is to make the borrowing process simpler and more convenient for NRIs managing their financial needs in India.
NRI Loans
Grow Your Business in India
Support your business goals in India with suitable financing options for eligible NRIs. Get assistance for business expansion, working capital, equipment purchases, and other business requirements while managing your finances from abroad.
- 🏢 Business Expansion – Fund the growth and expansion of your business.
- 💼 Working Capital – Manage day-to-day business financial requirements.
- ⚙️ Equipment & Assets – Finance eligible equipment, machinery, and business assets.
- 📈 Business Growth – Support new projects, additional branches, or expansion plans.
- 🌍 NRI-Friendly Support – Get guidance with documentation and the application process from abroad.
Own Your Dream Home in India
Make your dream of owning a home in India a reality with suitable financing options designed for NRIs. Get support for purchasing, constructing, extending, or renovating an eligible residential property while managing your finances from abroad.
- 🏠 Home Purchase – Finance your dream home in India.
- 🏗️ Home Construction – Support your plans to build a new home.
- 🔨 Home Renovation – Fund eligible renovation and improvement needs.
- 💰 Flexible Financing – Choose suitable loan amounts and repayment options based on eligibility.
- 🌍 NRI-Friendly Support – Get assistance with documentation and the loan application process while living abroad.
Drive Your Dream Car in India
Make your car purchase easier with suitable financing options for NRIs. Get support for purchasing a new car in India with convenient repayment options and guidance throughout the loan process.
- 🚗 New Car Purchase – Finance your dream car in India.
- 💰 Flexible Financing – Explore suitable loan amounts based on your eligibility.
- 📅 Convenient Repayment – Choose repayment options suited to your financial profile.
- 👨👩👧 Family Mobility – Purchase a car for yourself or your family in India.
- 🌍 NRI-Friendly Support – Get assistance with documentation and the application process from abroad.
Invest in Land in India
Turn your plans of owning land in India into reality with suitable financing options for eligible NRIs. Get support for purchasing an eligible residential plot and managing the loan process while living abroad.
- 🌳 Plot Purchase – Finance the purchase of an eligible residential plot.
- 📍 Choose Your Location – Invest in land for your future home or property plans.
- 💰 Suitable Financing – Explore loan options based on your eligibility and property value.
- 📄 Documentation Support – Get assistance with property and loan documentation.
- 🌍 NRI-Friendly Support – Receive guidance throughout the application process from abroad.
Eligibility, property type, loan amount and terms are subject to lender policies and applicable regulations.
Meet Your Personal Financial Needs
Manage important personal expenses in India with suitable financing options for eligible NRIs. Get support for planned expenses and other personal requirements while managing your finances from abroad.
- 💰 Personal Expenses – Meet important financial requirements with suitable funding.
- 🏠 Family Needs – Support major expenses for yourself or your family in India.
- ✈️ Planned Expenses – Manage eligible expenses such as travel, education, or major purchases.
- 📄 Simple Documentation – Get guidance with the required loan documentation.
- 🌍 NRI-Friendly Support – Receive assistance throughout the application process while living abroad.
Unlock the Value of Your Property
Use your existing residential or commercial property in India to access funds for eligible personal or business needs. NRI mortgage loans can help you raise funds against an eligible property while managing your finances from abroad.
- 🏠 Property-Backed Funding – Raise funds by mortgaging an eligible property.
- 💼 Business Requirements – Support eligible business expansion and financial needs.
- 🎓 Major Expenses – Manage eligible education, medical, or family expenses.
- 💰 Flexible Financing – Explore suitable loan amounts based on property value and eligibility.
- 🌍 NRI Support – Get assistance with documentation and the application process from abroad.
FAQ
1. Who can apply for an NRI loan?
NRIs and eligible persons of Indian origin can apply, subject to the lender’s eligibility criteria and applicable regulations.
2. What types of NRI loans are available?
NRI loan options may include Home Loan, Land Loan, Car Loan, Business Loan, Personal Loan, Education Loan, and Mortgage Loan.
3. Can I apply for an NRI loan while living abroad?
Yes. NRIs can generally begin the application process from their country of residence, with documentation and verification requirements depending on the lender.
4. What documents are required for an NRI loan?
Common documents include passport, visa/residence permit, NRI status proof, income documents, bank statements, and property documents, where applicable.
5. How much loan can an NRI get?
The loan amount depends on factors such as income, credit profile, property value, repayment capacity, loan type, and lender policies.
6. What interest rate is applicable to NRI loans?
Interest rates vary based on the loan type, lender, applicant profile, credit history, and applicable terms and conditions.
7. Can an NRI get a loan to purchase property in India?
Yes, eligible NRIs may obtain financing for permitted property purchases in India, subject to lender requirements and applicable regulations.
8. Can I use an existing property as security for a loan?
Depending on the lender and loan product, an eligible residential or commercial property may be used as collateral for a mortgage or property-backed loan.
9. How is the NRI loan repayment made?
Repayment methods depend on the lender and loan type. Payments may generally be made through eligible NRE/NRO accounts or other permitted banking channels.
10. How can Swasthik Capitals help with my NRI loan?
Swasthik Capitals can assist you in understanding suitable loan options, eligibility, documentation, application requirements, and the overall loan process.
